Money can’t buy love

William is a young, fun-loving guy. When he came to see me, he was 29 years old, with a decent job in IT that earned him R20 000 a month. He was single, but helped his ex-girlfriend with school fees and medical aid for their eight-year-old daughter. He is a very...

Teach our kids to be entrepreneurs

School is supposed to prepare our children for everything that happens afterwards. But there is something broken in a system that places so much focus on achieving a university entrance and then proceeding on a professional career path, but does little to prepare them...

We need to talk about the cost of funerals

I was invited to the funeral of a friend’s mother. You have never seen so many roses in your life, the church was filled with them. And when we went to the wake, there was a seating arrangement, linen tablecloths and a three-course meal prepared by a catering company...

Look after yourself before your parents

As a money therapist, I see a lot of people who are struggling to make ends meet. One of the main reasons that my “patients” struggle is that they have taken out too much debt so that they can send money home to support their parents. I understand how families...

8 behaviours that get you in debt

Debt is a modern form of slavery. If you owe money to someone else, your time belongs to them, and you are not working for yourself or your own financial gain. Many people view debt as a means to an end or a necessary evil, but in fact debt is holding you back and...